Calculating Zakat on money encompasses various forms of liquid assets, including cash, bank savings, and investments. The process requires understanding which assets are Zakat-eligible and how to value them correctly.

Money in any form—cash, bank deposits, digital currencies, or easily liquidated investments—is subject to Zakat if it meets the Nissab threshold and has been in your possession for a full lunar year (Hawl).

To calculate Zakat on money, first sum up all your monetary assets. This includes cash on hand, bank balances, money market accounts, bonds, and similar investments. From this total, you may deduct immediate liabilities and essential expenses.

If your net monetary wealth exceeds the Nissab threshold (equivalent to the value of 85 grams of gold or 595 grams of silver, whichever is lower), you should calculate your Zakat as 2.5% of this amount.

For investments with fluctuating values, use the value on the day your Zakat is due. Our calculator provides the current Nissab value to help you determine if your monetary assets are subject to Zakat.